Faysal Balance Transfer Facility

We believe life should be spent enjoying the rain - not saving up for it. Our BTF lets you enjoy yourself while we take care of all your rainy days. It is your personal line of credit; quick money when and where you want it!

Faysal Bank Limited introduces and welcomes you to BTF, your one stop payment shop that takes care of all your financial needs. The BTF is the most convenient, flexible, economical and easy-to-use loan facility designed to suit your needs and gives you the power to control your finances. It brings you a variety of features that provide you the spending convenience you deserve.


Features & Benefits

* Your personal line of credit limit between PKR 50,000 to PKR. 500,000
* Mark-up is charged on utilised amount only
* Make Loan and credit card bill payments by enjoying a substantially lower mark-up on your outstanding amounts
* No processing fee
* A Free Current account along with your own ATM Card
* Access 100% cash withdrawal at no extra cost
* Withdraw cash worldwide through 1-Link, MNET and CIRRUS networks by using your ATM Card
* Utility bill payments for companies including PTCL, SSGC, SNGPL, Mobilink, Paktel, and Ufone
* 24 hours Customer Interaction Centre for round the clock service
* Drop Box Facility for your ease
* Inter-bank Funds Transfer*
* Receive Monthly BTF e-Statements
* Experience the convenience of SMS Banking

*At selected branches, please call 111 060 606 or 111 000 325.

Eligibility

* You are eligible for BTF if you are between the age of 21 and 60 years
* Have a valid credit card (VISA, MasterCard or American Express).

Documentation

Complete the application form and attach the following:

* Employment Certificate from HR/Personnel Department addressed to Faysal Bank (stating designation, tenure of employment gross and net salary)
* Copy of last month’s Credit Card Statements.

For salaried individuals

* Employment Certificate from HR/Personnel Department addressed to Faysal Bank (stating designation, tenure of employment gross and net salary)

For self-employed professionals/businessmen

* Copy of Certificate of Professional Association (for self-employed professionals only)
* Proof of business (Proprietorship Letter or Partnership Deed or Memorandum & Articles of Association)

If our products and services have interested you and you would like further information, please call our Customer Interaction Centre at 111 060 6 06 or 111 000 325.

• Frequently asked questions regarding BTF
• Schedule of Charges for BTF
• Terms and Conditions for BTF